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Financing

12 Months

Promotional Financing2

On qualifying purchases of $499 or more with your Electronic Express or any Synchrony HOME Credit Card.

REMEMBER! You can take advantage of all of our promotional financing offers if you have any card with the Synchrony HOME logo on it.

Enjoy Everyday Benefits,
Everywhere the Card is Accepted

2% cash back on purchases under $299 paid as a statement credit.1

6 months promotional financing on purchases of $299 or more.2

Benefits of the Synchrony HOME Credit Card

  • 2% cash back as a statement credit on purchases under $2991
  • 6 months promotional financing on purchases of $299 or more2
  • 12 to 60 months promotional financing on qualifying purchases at participating Synchrony HOME retailers
  • Online account management and customer service
  • A dedicated credit line for home purchases from furniture and decor to appliances and more, with buying power to get what you wanted and need for your home*
  • No annual fee3, free fico credit scores4 and the ability to request a credit limit increase5
  • $0 fraud liability and 24/7 secure account management

Special Offers Available In-Store

12 Months Special Financing

On purchases of $499 or more, available every day.

6 Months Special Financing

On any purchase, available every day.

36 Months Interest Free Financing*

On the purchase of select Samsung 8K TVs made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 36 months.

36 Months Interest Free Financing*

On the purchase of select LG 4K TVs made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 36 months.

36 Months Interest Free Financing*

On the purchase of select Sony 4K TVs made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 36 months.

24 Months Interest Free Financing*

On the purchase of select Samsung 4K TVs made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 24 months.

24 Months Interest Free Financing*

On the purchase of select LG 4K TVs made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 24 months.

24 Months Interest Free Financing*

On the purchase of select Sony 4K TVs made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 24 months.

24 Months Interest Free Financing*

On the purchase of select Bose home theater products made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 24 months.

48 Months Interest Free Financing*

When you spend $4999 & up on Appliances made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 48 months.

36 Months Interest Free Financing*

When you spend $1999 & up on Appliances made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 36 months.

24 Months Interest Free Financing*

When you spend $1499 & up on Appliances made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 24 months.

18 Months Interest Free Financing*

When you spend $999 & up on Appliances made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 18 months.

60 Months Interest Free Financing*

On any Tempur-Pedic branded mattresses made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 60 months.

48 Months Interest Free Financing*

When you spend $4999 & up on Furniture & Mattresses made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 48 months.

36 Months Interest Free Financing*

When you spend $1999 & up on Furniture & Mattresses made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 36 months.

24 Months Interest Free Financing*

When you spend $1499 & up on Furniture & Mattresses made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 24 months.

18 Months Interest Free Financing*

When you spend $999 & up on Furniture & Mattresses made with your Electronic Express credit card from 11/03/19 - 12/07/19. Equal monthly payments required for 18 months.

Other Payment Options

Electronic Express or Any Synchrony Home Credit Card

2% cash back on purchases under $299 paid as a statement credit.1

6 months promotional financing on purchases of $299 or more.2

A dedicated credit limit for home purchases from furniture and decor to appliances and more, with buying power to get what you want and need for your home.*

Apply Now

Make easy monthly payments over 3, 6, or 12 months

Rates from 10–30% APR.

Quick and easy

Enter a few pieces of information for a real-time decision. Checking your eligibility won't affect your credit score.

No hidden fees

Know up front exactly what you'll owe, with no hidden costs and no surprises.
Learn More

Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.

Setpay Installment Loan

APRs from 9.99% - 29.99% and terms from 12-36 months. Minimum purchase $300

No credit card - a one-time purchase loan

For example, $999 purchase price - monthly SeyPay payments options:

$32.34/month for 36 months with 9.99% APR financing

or

$97.39/month for 12 months with 29.99% APR financing

Learn More

Note: monthly payments depend on repayment period you select and APR. APRs range from 9.99% - 29.99%, based on applicant's credit worthiness.

Actual monthly payment is based on the total value of all items in your cart, plus tax and shipping costs.

SetPay is an installment loan from Synchrony Bank. Subject to credit approval.

Shop our site for thousands of products and select at checkout the FlexShopper payment option!

  • No Application Fee
  • Instant Spending Limit Decision
  • Safe and Secure
  • Affordable Weekly Payments
Learn More

Get the merchandise you want, with the payments, freedom and flexibility you need!

Apply Today

Frequently Asked Questions

Electronic Express offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again at Electronic Express retail locations.

You can apply for the Electronic Express HOME Credit Card by applying online or at any of our participating retailer locations. Click here to apply online or here to find your nearest participating store location.

To check the status of your Electronic Express HOME Credit Card account, click here to go to the Synchrony Bank website. After logging into your account, you will be able to:

  • Make a payment
  • View you balance
  • Update your account information
  • Schedule up to 12 future payments

There are three convenient ways to pay your bill.

Pay Online: Click Here to manage your account and make payments online.

Pay by Phone: Contact Synchrony Bank Customer Service 1-844-335-5909 during the hours listed below to make a payment by phone.

Monday - Sunday 7:30 am to 12:00 midnight EST

Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to due date.

Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061

* Subject to credit approval.

1 Net card purchases (purchases minus returns and adjustments) less then $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

2 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

3 For new accounts: Purchase APR is 29.99% Minimum interest charge is $2.

4 FICO® Scores are available by accessing the online account servicing site at mysynchrony.com. Scores are available online only to primary cardmembers with an open account. FICO is a registered of Fair Isaac Corporation in the United States and other Countries.

5 You may be required to provide your annual net income if we do not have your recent information on file.